Named after Braille Institute founder, J. Robert Atkinson, Atkinson Hyperlegible font is great for low vision readers. In contrast to […]
Despite being marketed as such, most vision plans are not really an “insurance” plan but more of a type of discount program for eyewear and related products.
Many people become flustered when trying to decide if purchasing extra vision insurance is a viable option for them.The following article addresses the differences between medical insurance and vision insurance, and what they generally provide coverage for.
Our eye doctor has extensive experience in helping people with their questions about different insurance options. Schedule an appointment today to find out more about the available options.
The differences between the kinds of benefits that vision and health insurance each provide, aren't always clear. Being that many aspects of eye care are not covered with standard medical coverage, it is important to know the differences. The following article will explain the benefits of each type of insurance. Depending on your individual needs you will be able to decide if you require extra coverage.
Regular health insurance provides overall care for eye damage or disease, but doesn't cover routine eye exams, eyeglass frames, or prescription lenses for glasses or contacts. Certain ocular exams and procedures may be covered depending on the following:
Use them or lose them!
FSA programs usually don’t roll-over annually, so you want to use up your benefits each year so you don’t lose them. The advantage of HSA programs is that they tend to roll over, so you retain your accumulated funds each year, with the advantage of being able to save up for more expensive products and services.
Vision insurance provides additional coverage for non-medical related vision care services that aren't covered under general medical insurance. The following factors are characteristic of many plans:
Probably not. In most instances, you should NOT purchase extra vision insurance. Despite being marketed as such, most vision plans are not really an “insurance” plan but more of a type of discount program for eyewear and related products. Consider opening up a HSA or FSA type program with your regular medical insurance program, which enables you to save money for vision products and services that aren’t covered. In most instances, they are a superior option to cover the costs for vision care. Speak with your medical provider to find out what kinds of vision care is covered by your medical plan, and to find out more about HSA/FSA options.
Such a nice optician. My grandson is only 4 and needs glasses. We were so sad, but he explained the issues, and we will follow up as he suggested.
I had such a good experience with the clinic. Very friendly staff and doctor, did not have to wait for long to be called, and was treated respectfully. Thanks, American Family.
Dr. Zurcher has gone above and beyond what any other eye doctor has ever done to figure out what is going on with my eyes. Very happy with American Family Vision.
Family Vision Clinic changed our lives! My daughter was frequently car sick, and she was getting headaches every day, often painful enough that they brought her to tears. We saw a string of doctors and therapists, but we made no progress. Finally, we found Dr. Levi Zurcher and his eye therapist Rain. After ten weeks of eye therapy my daughter no longer gets headaches, and she no longer gets car sick. Daily tears are a thing of the past. I really can’t say enough about this clinic. It was fascinating to watch Dr. Zurcher work. For the first time, someone who knew what they were doing was intently studying my daughter, really trying to figure out all of her eye issues, and his therapist Rain is one of the most patient and lovely people that I’ve ever had the good fortune to meet. We’re finished with eye therapy—yay!—and I have switched to American Family Vision Clinic for all of my family’s other eye health needs.
Very professional, yet kind and helpful. They do what they can to make the appointment comfortable. I was running a bit late, I made sure ti call. They were able to switch me with a patient who was already there, they treated me with respect, and helped my son have confidence by getting him the eye care he needed that day. Thank you so much! Would recommend to anyone. It's a blessing that they care enough to work with people who have all different types of insurance from work to state coverage.
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